BY COMPLETING THE ELECTRONIC ACCEPTANCE PROCESS AND SUBMITTING THE HENYEP CAPITAL MARKETS (DIFC) LIMITED Ltd (“HENYEP CAPITAL MARKETS (DIFC) LIMITED Ltd”) ONLINE REGISTRATION FORM, (I) THE PERSON DOING SO REPRESENTS THAT HE OR SHE IS AT LEAST 18 YEARS OF AGE AND LEGALLY CAPABLE OF FORMING A BINDING CONTRACT AND THAT HE OR SHE IS AUTHORIZED TO SIGN FOR AND BIND THE CONTRACTING PARTY (“YOU”) AND (II) YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THESE TERMS (AS DEFINED BELOW). THE AGREEMENT HEREUNDER IS BETWEEN YOU AND HENYEP CAPITAL MARKETS (DIFC) LIMITED, LOCATED AT 9th Floor, Liberty HouseDubai International Financial CenterDubai, United Arab Emirates, SYDNEY, NSW AS OF THE DATE AND TIME THAT YOU COMPLETE THE ONLINE REGISTRATION PROCESS AT THE SITE (THE “EFFECTIVE DATE”).

1. BINDING EFFECT
Your access and/or use of the HENYEP CAPITAL MARKETS (DIFC) LIMITEDweb site located at www.91cpxy.com (the “Site”), your creation of an account with HENYEP CAPITAL MARKETS (DIFC) LIMITED, your use of the Software described hereunder and any other products, software or services provided to you by HENYEP CAPITAL MARKETS (DIFC) LIMITEDand your exercise of any rights granted to you hereunder (all of the foregoing, collectively, the “Services”) is subject to the terms of a legal agreement between you and HENYEP CAPITAL MARKETS (DIFC) LIMITED. Unless otherwise agreed in writing with HENYEP CAPITAL MARKETS (DIFC) LIMITED, your agreement with HENYEP CAPITAL MARKETS (DIFC) LIMITEDwill always include the terms and conditions set forth in this document (these “Terms of Use”). Your agreement with HENYEP CAPITAL MARKETS (DIFC) LIMITEDalso will include any additional terms and conditions which HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay include in agreements or legal notices applicable to the Site, the Software or the Services. All such additional term and conditions will be deemed to be incorporated in and made a part of these Terms. These Terms, including without limitation any updates, revisions, or other modifications to the same, form a legally binding agreement between you and HENYEP CAPITAL MARKETS (DIFC) LIMITEDin relation to your use of the Services. It is your responsibility to review these Terms carefully and frequently. Your right to use the Services as described herein (your “Subscription”) is expressly conditioned on your acceptance of these Terms, and you are bound by these Terms from the Effective Date. You may not use the Services if you are a person barred from using any portion of the Services under the laws of the United States or any other applicable jurisdiction, including without limitation the jurisdiction in which you are resident or from which you use the Services or otherwise access the Site.

2. MODIFICATIONS
HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay, in its sole discretion and without prior notice, (a) update, revise, or otherwise modify these Terms; (b) modify the Site and/or the Services; or (c) discontinue the Site and/or Services, in each case at any time and for any reason. HENYEP CAPITAL MARKETS (DIFC) LIMITEDwill provide you with notification that these Terms have changed through email, by posting on the Site or by such other means as HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay determine in its sole discretion. If you are unwilling or unable to accept and comply with any future updates, revisions, or other modifications to these Terms, you must terminate your Subscription with HENYEP CAPITAL MARKETS (DIFC) LIMITEDand immediately stop using the Services. By continuing your Subscription after any such updates, revisions, or other modifications, you accept and agree to be bound by these Terms as so updated, revised, or otherwise modified.

3. PAYMENTS
Fees. In consideration for your Subscription, you agree to pay HENYEP CAPITAL MARKETS (DIFC) LIMITEDall subscription fees and charges, and any other fees and charges which HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay now or in the future charge you in connection or associated with your Subscription, and any modifications or additions thereto (collectively, “Subscription Fees”). All Subscription Fees are exclusive of any applicable taxes and other charges of any kind (unless otherwise specifically stated herein) and you are solely responsible for the payment of any such taxes and other charges which may be imposed on your Subscription (other than franchise taxes and taxes based on HENYEP CAPITAL MARKETS (DIFC) LIMITED’s income, which shall be paid by HENYEP CAPITAL MARKETS (DIFC) LIMITED). You will pay HENYEP CAPITAL MARKETS (DIFC) LIMITEDall Subscription Fees on a monthly basis (or such other period basis as HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay specify). All Subscription Fees are nonrefundable, except as otherwise expressly stated herein. The Subscription Fees currently in effect can be found on your online user account page.

HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay at any time, in its absolute and sole discretion, modify the Subscription Fees or add new fees or charges to the Subscription Fees. Subject to the terms hereof, any such modifications or additions to the Subscription Fees will apply to the first renewal term of your Subscription following the effective date of such modification or addition (unless the Subscription is terminated as specified herein). HENYEP CAPITAL MARKETS (DIFC) LIMITEDwill provide you with advance notification of any such modifications or additions to the Subscription Fees through email, posting on the Site or by such other means as HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay determine in its sole discretion. If you are unwilling or unable to accept and promptly pay when due any such modifications or additions to the Subscription Fees, you must terminate your Subscription with HENYEP CAPITAL MARKETS (DIFC) LIMITEDand immediately stop using the Services. By continuing your Subscription after any such modifications or additions to Subscription Fees, you accept and agree to pay all such modifications or additions to the Subscription Fees.

Payment Card. As a part of the registration process and as a condition of activating and continuing your Subscription, you must provide HENYEP CAPITAL MARKETS (DIFC) LIMITEDwith a valid credit card or debit card issued by a card issuer acceptable to HENYEP CAPITAL MARKETS (DIFC) LIMITED(such card, together with any other credit cards or debit cards subsequently designated by you and accepted by HENYEP CAPITAL MARKETS (DIFC) LIMITED, your “Payment Card”) and pay all Subscription Fees with your Payment Card. HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay seek pre-authorization of your Payment Card account prior to the activation of, and may seek confirmation of authorization of your Payment Card at any time during the term of, your Subscription in order to verify that the Payment Card is valid and/or has the necessary funds or credit available to cover all Subscription Fees due in respect of your Subscription. Pre-authorizations will reduce your available balance by the authorization amount until it is released or reconciled with the actual charge. Please contact your card issuer if you have additional questions regarding when an authorization amount will be removed from your statement. You must ensure that your Payment Card has sufficient available credit or funds at all times during the term of your Subscription. You agree to provide HENYEP CAPITAL MARKETS (DIFC) LIMITEDwith updated information concerning your Payment Card upon HENYEP CAPITAL MARKETS (DIFC) LIMITED’s request and at any time the information you provided to HENYEP CAPITAL MARKETS (DIFC) LIMITEDis no longer valid. In the event that you cancel your Payment Card, your Payment Card is terminated, or your Payment Card is otherwise invalid, you shall promptly (and in any event within five (5) days of the start of any renewal term) provide HENYEP CAPITAL MARKETS (DIFC) LIMITEDwith a new valid Payment Card number. You hereby authorize HENYEP CAPITAL MARKETS (DIFC) LIMITED, from time to time, to take appropriate steps to determine whether your Payment Card is valid. If any payment of the Subscription Fees due under these Terms is not received by HENYEP CAPITAL MARKETS (DIFC) LIMITEDfrom your Payment Card issuer or its agents, you agree to pay all amounts due upon demand by HENYEP CAPITAL MARKETS (DIFC) LIMITED. In the event that you do not provide HENYEP CAPITAL MARKETS (DIFC) LIMITEDwith a valid Payment Card number, your Payment Card does not have sufficient credit or funds, your Payment Card is otherwise invalid or you do not pay all Subscription Fees when due, you will and will be deemed to be in violation of these Terms, and HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay, at any time, at its option and in its sole discretion, suspend or terminate your Subscription, and/or pursue all available remedies at law or equity.

Billing. At the start of the initial term of your Subscription, and at the start of each renewal period thereafter (unless your Subscription is terminated in accordance with the terms hereof prior to the beginning of any such renewal period), the Subscription Fees will be billed automatically to your Payment Card. By authorizing HENYEP CAPITAL MARKETS (DIFC) LIMITEDto charge your Payment Card for the Subscription Fees, you are authorizing HENYEP CAPITAL MARKETS (DIFC) LIMITEDto automatically continue charging that Payment Card (or any replacement card if the original card is renewed, lost, stolen, or changed for any reason by the card issuer) for all Subscription Fees. You authorize the card issuer to pay any amounts described herein and authorize HENYEP CAPITAL MARKETS (DIFC) LIMITED, or any other company that acts as a billing agent for HENYEP CAPITAL MARKETS (DIFC) LIMITED, to continue to attempt to charge all due and owing Subscription Fees to your Payment Card account until such amounts are paid in full.

Trial Period. HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay offer you a free trial period during which you can try out a Subscription (a “Trial Period”). If you wish to continue to use the Services, you must provide HENYEP CAPITAL MARKETS (DIFC) LIMITEDwith a valid credit card or debit card issued by a card issuer acceptable to HENYEP CAPITAL MARKETS (DIFC) LIMITED. If you do not provide HENYEP CAPITAL MARKETS (DIFC) LIMITEDwith valid credit card or debit card, and any other information as HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay require in order to activate your Subscription, by the end of your Trial Period, HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay terminate your account in accordance with Section 15 below. HENYEP CAPITAL MARKETS (DIFC) LIMITEDreserves the right to modify, cancel and/or limit any Trial Period offer at any time.

Limited Use Subscription. HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay, in its sole discretion, offer you a month-to-month limited use Subscription for no charge (a “Limited Use Subscription”) if HENYEP CAPITAL MARKETS (DIFC) LIMITEDdetermines that your usage of the Subscription is below certain usage thresholds. Such usage thresholds may be found on your online user account page. If HENYEP CAPITAL MARKETS (DIFC) LIMITEDdetermines that your Subscription as a Limited Use Subscription, you will be required to comply with these Terms, but will not be required to pay the Subscription Fee. If your usage of the Subscription at any time exceeds the then-current usage thresholds, or if HENYEP CAPITAL MARKETS (DIFC) LIMITEDdecides in its sole discretion that it will no longer offer the Limited Use Subscription to you, HENYEP CAPITAL MARKETS (DIFC) LIMITEDwill provide you with advance notification that your use of the Subscription will be thereafter conditioned on the payment by you of the then-applicable Subscription Fees in accordance with these Terms, through email, posting on the Site or by such other means as HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay determine in its sole discretion. If you are unwilling or unable to continue your Subscription on such terms, you must terminate your Subscription with HENYEP CAPITAL MARKETS (DIFC) LIMITEDand immediately stop using the Services. By continuing your Subscription after any such notice, you accept and agree to comply with these Terms and to pay all applicable Subscription Fees. HENYEP CAPITAL MARKETS (DIFC) LIMITEDreserves the right in its sole discretion to modify, cancel and/or limit the Limited Use Subscription, including without limitation the usage thresholds, at any time.

Late Payments. Daily interest shall accrue on any Subscription Fees that are not paid when due at a rate per annum equal to the lesser of (i) eight percent (8%) per year, computed on the basis of a year of 360 days and for the actual number of days elapsed (including the first day but excluding the last day) until payment of all outstanding amounts, or (ii) the maximum rate of interest permitted under applicable law.

Set-Off: You acknowledge and agree that HENYEP CAPITAL MARKETS (DIFC) LIMITEDis entitled to set off or withhold the amount of all or any part of amounts due or owing under this Agreement or any damages resulting from HENYEP CAPITAL MARKETS (DIFC) LIMITED’s breach of this Agreement reasonably proven or awarded (subject to Section 12) against any payments owed by you to HENYEP CAPITAL MARKETS (DIFC) LIMITEDunder this Agreement or otherwise.

Transactions With Other Users: HENYEP CAPITAL MARKETS (DIFC) LIMITEDallows its users to buy and sell User Content to and from other users through its Site and Services. HENYEP CAPITAL MARKETS (DIFC) LIMITEDhas no control over, and shall have no liability for, the quality, legality, accuracy, or any other aspect of the User Content sold, or the ability of sellers to sell User Content or the ability of buyers to pay. HENYEP CAPITAL MARKETS (DIFC) LIMITEDdoes not screen or verify any User Content offered for sale on the Site or the qualifications of any User. Consequently, you should communicate directly with potential transaction partners and use your judgment in making decisions regarding the people with whom you transact through this Site.

Notwithstanding anything else, if you provide User Content to third parties through HENYEP CAPITAL MARKETS (DIFC) LIMITED, (a) HENYEP CAPITAL MARKETS (DIFC) LIMITEDreserves the right to refund the price paid by such third parties to in response to complaints or requests, in HENYEP CAPITAL MARKETS (DIFC) LIMITED’s sole discretion and (b) if HENYEP CAPITAL MARKETS (DIFC) LIMITEDdoes so, HENYEP CAPITAL MARKETS (DIFC) LIMITEDwill deduct any such refunded amounts from any amounts to be paid to you by HENYEP CAPITAL MARKETS (DIFC) LIMITEDuntil HENYEP CAPITAL MARKETS (DIFC) LIMITEDhas fully recovered the refunded amounts.

4. CANCELLATION POLICY
You can cancel the course registration at anytime, and we will not charge any further payment after your cancellation, but we do not offer refund for preivous payments.

Refunds will not be available for registrants who choose not to attend the course.

5. PRIVACY POLICY
HENYEP CAPITAL MARKETS (DIFC) LIMITEDrespects your privacy and permits you to control the treatment of your personal information. A complete statement of HENYEP CAPITAL MARKETS (DIFC) LIMITED’s current privacy policy can be found by clicking (the “Privacy Policy“). The Privacy Policy is expressly incorporated into these Terms by this reference and shall be deemed a part hereof. When you wish to open an account and activate your Subscription, you must first complete the registration process by completely and accurately providing all information requested on the registration form. You will also be asked to provide a valid email address and password for the account you use in connection with your Subscription. You are entirely responsible for maintaining the confidentiality of your passwords associated with any account you use in connection with your Subscription, and you are solely responsible for all activities that occur through the use of your passwords and any account you use in connection with your Subscription, either with or without your knowledge. You agree to notify HENYEP CAPITAL MARKETS (DIFC) LIMITEDimmediately at HENYEP CAPITAL MARKETS (DIFC) LIMITED.com, 2825 El Camino Real, Suite 200, Palo Alto, CA 94306; e-mail:help@HENYEP CAPITAL MARKETS (DIFC) LIMITED.com of any unauthorized use of your account, email address, or password of which you become aware. HENYEP CAPITAL MARKETS (DIFC) LIMITEDwill not be liable for any harm, loss or liability that you or any other person or entity incur as a result of any unauthorized use of your password or account, either with or without your knowledge. You will be held liable for any losses incurred by HENYEP CAPITAL MARKETS (DIFC) LIMITED, its affiliates, officers, directors, employees, consultants, agents, and representatives due to such unauthorized use of your account or password.

You may not use anyone else’s account or password at any time without the express permission and consent of the holder of such account or password. HENYEP CAPITAL MARKETS (DIFC) LIMITEDwill not be liable for any losses or damage arising from your failure to comply with these obligations.

6. LICENSE GRANT
HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay make certain (i) content, code, information, data or other materials included on or accessible through the Site (except the User Content, as defined below), such as text, graphics, logs, button icons, images, audio clips, digital downloads, and data compilations (collectively “Site Content”) and (ii) software (including all files and images contained in or generated by such software and accompanying data, and any updates or upgrades to such software, collectively, “Software”), available to you in connection with your Subscription. HENYEP CAPITAL MARKETS (DIFC) LIMITEDhereby grants you a personal, non-exclusive, non-transferable, limited license to use the Site Content and the Software solely as provided to you by HENYEP CAPITAL MARKETS (DIFC) LIMITEDas a part of the Services and solely in connection with and solely during the term of your Subscription. The license granted by HENYEP CAPITAL MARKETS (DIFC) LIMITEDhereunder is non-assignable and any attempted transfer or assignment of such limited license shall, in addition to and not in lieu or limitation of any other remedies available to HENYEP CAPITAL MARKETS (DIFC) LIMITEDhereunder, automatically terminate your Subscription without further action from HENYEP CAPITAL MARKETS (DIFC) LIMITED. At the expiration or earlier termination of your Subscription, all rights to use the Site Content and the Software shall immediately terminate and you shall immediately cease to use the Site Content and the Software in any manner The license granted herein is made subject to the express condition that you may not (i) sell, redistribute, or reproduce the Site Content or the Software, (ii) copy, modify, create a derivative work of, decompile, reverse-engineer, disassemble, or otherwise attempt to extract the source code of the Site Content or the Software or any part thereof (as applicable), (iii) use the Site Content, the Software or the Services to provide any services to third parties (e.g., business process outsourcing or service bureau applications) other than to permit authorized third parties to access User Content as training materials, or (iv) lease, rent, loan, resell, sublicense or otherwise distribute the Site Content and the Software. Some jurisdictions may not enforce contractual restrictions against reverse-engineering of software in certain circumstances and, solely to the extent required, and for the purposes permitted, by the law of such jurisdictions, we will provide you with the source code of the applicable Software upon written notice. The Software which you use may automatically download and install updates that HENYEP CAPITAL MARKETS (DIFC) LIMITEDreleases at its sole discretion from time to time. Such updates are designed to improve, enhance, and further develop your use of the Services. You acknowledge and agree to receive such updates as part of your Subscription.

7. TRADEMARKS
The Site may contain a number of proprietary trademarks, logos, service marks, slogans and product designations that are owned or controlled by HENYEP CAPITAL MARKETS (DIFC) LIMITEDor its licensors (the “HENYEP CAPITAL MARKETS (DIFC) LIMITEDMarks”). Your Subscription does not confer upon you any license to use the HENYEP CAPITAL MARKETS (DIFC) LIMITEDMarks in any manner other than as expressly specified herein. HENYEP CAPITAL MARKETS (DIFC) LIMITEDhereby grants you a limited, non-exclusive license to the HENYEP CAPITAL MARKETS (DIFC) LIMITEDMarks for incidental use only, solely to the extent expressly necessary for you to use the Services in connection with your Subscription. Any such use of the HENYEP CAPITAL MARKETS (DIFC) LIMITEDMarks, or goodwill received therefrom, shall accrue solely to HENYEP CAPITAL MARKETS (DIFC) LIMITED, who shall remain the exclusive and sole owner of the HENYEP CAPITAL MARKETS (DIFC) LIMITEDMarks. Whenever and wherever you use a HENYEP CAPITAL MARKETS (DIFC) LIMITEDMark, you shall print or display the following statement: “The HENYEP CAPITAL MARKETS (DIFC) LIMITEDmark is used solely by permission of HENYEP CAPITAL MARKETS (DIFC) LIMITEDTechnologies, Inc” and print a registered trademark symbol or trademark symbol, whichever is appropriate in HENYEP CAPITAL MARKETS (DIFC) LIMITED’s absolute and sole discretion. You shall provide HENYEP CAPITAL MARKETS (DIFC) LIMITEDwith a copy of all materials bearing any HENYEP CAPITAL MARKETS (DIFC) LIMITEDMark. The license granted by HENYEP CAPITAL MARKETS (DIFC) LIMITEDhereunder is non-assignable and any attempted transfer or assignment of such limited license shall automatically terminate your Subscription without further action from HENYEP CAPITAL MARKETS (DIFC) LIMITED. Subscriber shall not remove or destroy any proprietary markings placed upon or contained within the Software (as defined below). At the expiration or earlier termination of your Subscription, all rights to use the HENYEP CAPITAL MARKETS (DIFC) LIMITEDMarks shall immediately terminate and you shall immediately cease to use in any manner such HENYEP CAPITAL MARKETS (DIFC) LIMITEDMarks.

8. OWNERSHIP OF SITE CONTENT AND SOFTWARE
You acknowledge and agree that HENYEP CAPITAL MARKETS (DIFC) LIMITEDor its licensors own all right, title and interest in and to any Site Content and Software, and that such Site Content and Software is protected by United States and international copyright and other intellectual property and proprietary rights laws. All Site Content and Software is Copyright © 2012 HENYEP CAPITAL MARKETS (DIFC) LIMITEDPTY LTD, all rights reserved. Except for the license expressly granted herein, HENYEP CAPITAL MARKETS (DIFC) LIMITEDdoes not transfer to you any right, title or interest in or to the Site Content or the Software. HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay use, sell, assign, transfer, and license copies of and rights in the Site Content or the Software to third parties in HENYEP CAPITAL MARKETS (DIFC) LIMITED’s sole discretion free from any claim by you.

9. USER CONTENT
You represent and warrant that you hold and will retain any copyright rights and any other proprietary rights in any content, code, information, data or other materials that are submitted, posted, displayed, transmitted, or otherwise distributed on or through the Site or Services by you or otherwise through the use of your passwords and any account you use in connection with your Subscription (the “User Content”). You have sole responsibility for the accuracy, quality, integrity, legality, reliability, appropriateness, and intellectual property ownership or right to use any User Content, and HENYEP CAPITAL MARKETS (DIFC) LIMITEDshall not be responsible or liable for the deletion, correction, destruction, damage, loss or failure to store any User Content. You hereby grant HENYEP CAPITAL MARKETS (DIFC) LIMITED, its service providers, officers, directors, employees, consultants, agents, and representatives a worldwide, royalty-free, and non-exclusive license to to copy, transmit, display, perform, reproduce, edit, translate, transform, reformat and take any other action with respect to the User Content as may be necessary or useful in order to make the User Content available in accordance with your instructions (as indicated by the setting and selections you make via the Site or in connection with using the Service). You agree that HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay publish or otherwise disclose your name and marks in connection with your Subscription. By submitting, posting, displaying, transmitting, or otherwise distributing the User Content, you represent and warrant that you have all the rights, power and authority to grant the above license.

10. PROHIBITED USES
HENYEP CAPITAL MARKETS (DIFC) LIMITEDdoes not actively monitor your use of the Services under normal circumstances, nor does it exercise editorial control or review the content of any Web site, electronic mail transmission, newsgroup or other material created or accessible over or through the Site or Services (including, without limitation, any User Content). However, HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay remove, block, filter or restrict by any means any Content (including User Content) that HENYEP CAPITAL MARKETS (DIFC) LIMITEDbelieves, in its sole discretion, may be illegal, infringing, libelous, fraudulent, obscene, abusive or harassing, invasive of privacy, inaccurate, misleading, destructive or otherwise offensive or objectionable, may subject HENYEP CAPITAL MARKETS (DIFC) LIMITEDto liability, or may violate the terms of these Terms and, in the event of such actions by HENYEP CAPITAL MARKETS (DIFC) LIMITED, you hereby agree and acknowledge that HENYEP CAPITAL MARKETS (DIFC) LIMITEDshall have no liability to you or any other person or entity. To ensure that HENYEP CAPITAL MARKETS (DIFC) LIMITEDprovides a high quality experience for you and for other users of the Site and the Services, you agree that HENYEP CAPITAL MARKETS (DIFC) LIMITEDor its representatives may access your account and records on a case-by-case basis to investigate complaints or allegations of abuse, infringement of third party rights, or other unauthorized uses of the Site and the Services. HENYEP CAPITAL MARKETS (DIFC) LIMITEDdoes not intend to disclose the existence or occurrence of such an investigation unless required by applicable law. HENYEP CAPITAL MARKETS (DIFC) LIMITEDreserves the right to delete any User Content from the Site and Services which violates these Terms, at any time and without notice. HENYEP CAPITAL MARKETS (DIFC) LIMITEDreserves the right to terminate your Subscription and your use of the Services (including, without limitation, your access to the Site) immediately, with or without notice to you, if HENYEP CAPITAL MARKETS (DIFC) LIMITEDbelieves that you have violated any provision of these Terms, furnished HENYEP CAPITAL MARKETS (DIFC) LIMITEDwith false or misleading information, or interfered with use of the Services by others and, in the event of such termination, you hereby agree and acknowledge that HENYEP CAPITAL MARKETS (DIFC) LIMITEDshall have no liability to you or any other person or entity.

You agree (a) to comply with all applicable local, state, federal, national, foreign and international laws, statutes, regulations, ordinances and rules (including, without limitation, (i) any intellectual property laws or laws pertaining to the proprietary rights of others, (ii) the U.S. Foreign Corrupt trade Practices Act, (iii) the U.S. Export Administration Act or any other applicable export control laws or laws relating to the export of data or software to or from the United States or any other jurisdiction, or (iii) the U.S. International Traffic in Arms Regulations or any other applicable laws, statutes or regulations relating to national security, national defense or traffic in arms), in each case during your use of the Site or Services, and (b) that you are solely responsible and, to the maximum extent permissible by applicable law, shall bear all risk and liability, for the accuracy, completeness, reliability and/or usefulness of (I) any User Content, and (II) all communications sent by you or any other person or entity using your account at the Site.

Prohibited uses of the Site and Services include, but are not limited to the following:

(A) violating or attempting to violate any security features of the Site or Services, or using or attempting to use the Site or Services to violate any security features of a third party site, including without limitation by;

(i) accessing Content not intended for you, or logging onto a server or account that you are not expressly authorized to access;

(ii) attempting to probe, scan, or test the vulnerability of the Site, the Services, or any associated system or network, or to breach security or authentication measures without proper authorization;

(iii) reverse looking-up, tracing or seeking to trace any information on any other user of or visitor to the Site or Services, or any other customer of HENYEP CAPITAL MARKETS (DIFC) LIMITED, including any account not owned by you, to its source, or exploit the Site or Services or information made available or offered by or through the Site or Services, in any manner in which the purpose is to reveal or misuse any information, including but not limited to personal identification, other than your own information, as provided by the Site;

(iv) interfering or attempting to interfere with service to any user, host, or network, including, without limitation, submitting to the Site or Services a virus, Trojan horse, or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment, overloading the Site or Services, or “flooding,” “spamming,” “mail bombing,” or “crashing” the Site or Services;

(v) using the Site or Services to send unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” or any other form of solicitation;

(vi) forging any TCP/IP packet header or any part of the header information in any e-mail or in any posting using the Services;

(vii) attempting to modify, reverse-engineer, decompile, disassemble, or otherwise reduce or attempt to reduce to a human-perceivable form any of the source code used by HENYEP CAPITAL MARKETS (DIFC) LIMITEDin providing the Site or Services; provided that some jurisdictions may not enforce contractual restrictions against reverse-engineering of software in certain circumstances and, solely to the extent required, and for the purposes permitted, by the law of such jurisdictions, we will provide you with the source code of the applicable Software upon written notice.

(B) uploading, downloading, submitting, displaying, performing, transmitting, or otherwise distributing or making available any User Content that:

(i) is unlawful, threatening, abusive, harassing, tortious, obscene, defamatory, libelous, invasive of another’s privacy, hateful or racially, ethnically or otherwise objectionable;

(ii) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or foreign law or regulation;

(iii) degrades others on the basis of gender, race, class, ethnicity, national origin, religion, sexual preference, disability or other classification;

(iv) advertises or otherwise solicits funds or is a solicitation for goods or services;

(v) infringes any patent, trademark, trade secret, copyright or other intellectual property or proprietary right of any party or to which you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under non-disclosure agreements); or

(vi) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

(C) harming, or attempting to harm, minors in any way;

(D) impersonating any person or entity or falsely stating or otherwise misrepresenting your affiliation with a person or entity, or forging, making or otherwise using false or misrepresenting message headers, whether in whole or in part, to mask the originator of the message;

(E) using the Site or Services to stalk or otherwise harass another person or to access, use, collect or store, or attempt to access, use, collect or store, personal data about third parties without their knowledge or consent;

(F) reselling, leasing, time-sharing, or otherwise letting other persons access or use the Site or Services or accessing the Site or Services other than in connection with authorized third parties accessing User Content as training materials.

Any restriction or monitoring of a minor’s access to the Site or Services is your sole responsibility. HENYEP CAPITAL MARKETS (DIFC) LIMITEDintends to cooperate fully with any law enforcement officials or agencies in the investigation of any violation of these Terms or of any applicable laws. Any violation of these Terms or of any applicable laws may subject you to civil and/or criminal liability. You hereby agree and acknowledge that the burden of proving that your use of the Site or the Services, or use of any Content uploaded, downloaded, displayed, performed, transmitted, or otherwise distributed by you does not violate these Terms, any applicable laws or any third party rights rests solely with you

11. COPYRIGHT INFRINGEMENT
HENYEP CAPITAL MARKETS (DIFC) LIMITEDhas in place certain legally mandated procedures regarding allegations of copyright infringement occurring on the Site or in connection with the Services. HENYEP CAPITAL MARKETS (DIFC) LIMITEDhas adopted a policy that complies with applicable international intellectual property law and regulations (including, in the United States, the Digital Millennium Copyright Act) and that provides for the immediate suspension and/or termination of any user who allegedly has infringed on the rights of HENYEP CAPITAL MARKETS (DIFC) LIMITEDor of a third party, or otherwise violated any applicable international intellectual property or proprietary rights laws or regulations.

HENYEP CAPITAL MARKETS (DIFC) LIMITED’s policy is to investigate any allegations of copyright infringement brought to its attention. If you have evidence, know, or have a good faith belief that your rights or the rights of a third party have been violated and you want HENYEP CAPITAL MARKETS (DIFC) LIMITEDto delete, edit, or disable the material in question, you must provide HENYEP CAPITAL MARKETS (DIFC) LIMITEDwith all of the following information: (A) a physical or electronic signature of a person authorized to act on behalf of the owner of the exclusive right that is allegedly infringed; (B) identification of the copyrighted work claimed to have been infringed or, if multiple copyrighted works are covered by a single notification, a representative list of such works; (C) identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit HENYEP CAPITAL MARKETS (DIFC) LIMITEDto locate the material; (D) information reasonably sufficient to permit HENYEP CAPITAL MARKETS (DIFC) LIMITEDto contact you, such as an address, telephone number, and if available, an electronic mail address at which you may be contacted; (E) a statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (F) a statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. For this notification to be effective, you must provide it to HENYEP CAPITAL MARKETS (DIFC) LIMITED’s designated agent at: CopyrightAgent@HENYEP CAPITAL MARKETS (DIFC) LIMITED.com.

12. NO WARRANTIES
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, HENYEP CAPITAL MARKETS (DIFC) LIMITEDIS PROVIDING THE SUBSCRIPTION, THE SITE, THE SOFTWARE AND THE SERVICES ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, HENYEP CAPITAL MARKETS (DIFC) LIMITEDAND ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, VENDORS, SUPPLIERS, LICENSORS, SUCCESSORS AND ASSIGNS, DO NOT MAKE, AND HEREBY EXPRESSLY DISCLAIM, ANY EXPRESS, IMPLIED, STATUTORY, OR OTHER WARRANTIES OF ANY TYPE OR KIND IN CONNECTION WITH THE SUBSCRIPTION, THE SITE, THE SOFTWARE OR THE SERVICES, OR YOUR USE THEREOF, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, PERFORMANCE, OR NON-INFRINGEMENT. IN PARTICULAR, HENYEP CAPITAL MARKETS (DIFC) LIMITEDDOES NOT REPRESENT OR WARRANT THAT: (A) THE SUBSCRIPTION, THE SITE, THE SOFTWARE OR THE SERVICES, OR YOUR USE THEREOF WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; (B) THE SUBSCRIPTION, THE SITE, THE SOFTWARE OR THE SERVICES, OR YOUR USE THEREOF WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (C) THE SUBSCRIPTION, THE SITE, THE SOFTWARE, THE SERVICES, AND/OR ANY PRODUCTS, SERVICES OR CONTENT AVAILABLE THEREON, OR YOUR USE THEREOF, WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; (D) ANY INFORMATION OBTAINED BY YOU IN CONNECTION WITH YOUR SUBSCRIPTION OR AS A RESULT OF YOUR USE OF THE SITE, THE SOFTWARE OR THE SERVICES WILL BE COMPLETE, ACCURATE OR RELIABLE; OR (E) DEFECTS IN THE OPERATION OR FUNCTIONALITY OF THE SITE, THE SOFTWARE OR THE SERVICES WILL BE CORRECTED. NO INFORMATION OR ADVICE, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM HENYEP CAPITAL MARKETS (DIFC) LIMITEDOR IN CONNECTION WITH THE SUBSCRIPTION, THE SITE, THE SOFTWARE OR THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

YOU EXPRESSLY ACKNOWLEDGE THAT (A) YOU ASSUME ALL RESPONSIBILITY FOR ANY AND ALL RISK OF ANY AND ALL DAMAGE OR LOSS FROM THE ACCESS OR USE OF, OR INABILITY TO ACCESS OR USE, THE SUBSCRIPTION, THE SITE, THE SOFTWARE AND/OR THE SERVICES; (B) ANY CONTENT, SOFTWARE, DATA, INFORMATION, OR OTHER MATERIALS DOWNLOADED OR OTHERWISE OBTAINED OR ACCESSED THROUGH THE SUBSCRIPTION, THE SITE, THE SOFTWARE OR THE SERVICES, OR YOUR USE THEREOF, IS DONE AT YOUR ABSOLUTE AND SOLE DISCRETION AND RISK; (C) YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DATA, COMPUTER SYSTEM, NETWORK, OR OTHER DEVICE, INFORMATION TECHNOLOGY SYSTEM, INCLUDING BUT NOT LIMITED TO LOSS OF DATA, THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH CONTENT, SOFTWARE, DATA, INFORMATION, OR OTHER MATERIALS AND (D) THE SUBSCRIPTION, THE SITE, THE SOFTWARE OR THE SERVICES, OR YOUR USE THEREOF, MAY BE SUBJECT TO LIMITATIONS, DELAYS, AND OTHER PROBLEMS INHERENT IN THE USE OF THE INTERNET AND ELECTRONIC COMMUNICATIONS AND THAT HENYEP CAPITAL MARKETS (DIFC) LIMITEDSHALL NOT BE LIABLE FOR ANY SUCH LIMITATIONS, DELAYS, OR OTHER PROBLEMS.

13. LIMITED LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, HENYEP CAPITAL MARKETS (DIFC) LIMITED’S AGGREGATE LIABILITY UNDER THIS AGREEMENT (REGARDLESS OF WHETHER THE DAMAGES ARISE OUT OF BREACH OF CONTRACT, TORT, OR ANY OTHER LEGAL THEORY OR FORM OF ACTION) SHALL BE LIMITED TO $500. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL HENYEP CAPITAL MARKETS (DIFC) LIMITEDOR ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, VENDORS, SUPPLIERS, LICENSORS, SUCCESSORS AND ASSIGNS, BE LIABLE, DIRECTLY OR INDIRECTLY, TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, MULTIPLE, PUNITIVE OR SPECIAL DAMAGES OF ANY KIND, OR ANY DAMAGES FOR LOST PROFITS, LOST DATA, LOSS OF GOODWILL OR BUSINESS INTERRUPTION, REGARDLESS OF THE FORESEEABILITY OF THOSE DAMAGES, AND WHETHER OR NOT ARISING OUT OF OR IN CONNECTION WITH ANY CLAIM RELATED TO OR IN CONNECTION WITH THESE TERMS, THE SUBJECT MATTER HEREOF, YOUR SUBSCRIPTION OR YOUR ACCESS TO, OR USE OF, THE SITE, THE SOFTWARE AND/OR THE SERVICES. THIS LIMITATION WILL APPLY (A) REGARDLESS OF WHETHER THE DAMAGES ARISE OUT OF BREACH OF CONTRACT, TORT, OR ANY OTHER LEGAL THEORY OR FORM OF ACTION; AND (B) REGARDLESS OF WHETHER HENYEP CAPITAL MARKETS (DIFC) LIMITEDHAS BEEN ADVISED OF OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF ANY SUCH LOSSES ARISING.

14. AFFILIATED SITES
HENYEP CAPITAL MARKETS (DIFC) LIMITEDworks with a number of partners and affiliates whose Internet sites may be linked with the Site. Similarly, from time to time in connection with your Subscription, you may have access to Internet sites, services, or software, and Content that are made accessible by, provided by, owned or licensed by, or under the control of third parties. HENYEP CAPITAL MARKETS (DIFC) LIMITEDhas no control over any third party Internet sites, services, or software, and Content. HENYEP CAPITAL MARKETS (DIFC) LIMITEDmakes no and hereby disclaims to the maximum extent permitted under applicable law any representation or warranty about, and takes no responsibility or liability of any type or kind for, such Internet sites, services, or the software, or Content (including, without limitation, any unintended, objectionable, inaccurate, misleading, or unlawful materials) made accessible by, provided by, owned or licensed by, or under the control of such sites and third parties. Your use of such sites, services, software, and Content is subject to any terms of use and privacy policies applicable to the same.

15. INDEMNITY
To the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless HENYEP CAPITAL MARKETS (DIFC) LIMITEDand its affiliates, and their respective officers, directors, employees, contractors, agents, vendors, suppliers, licensors, successors and assigns, harmless from and against, and will promptly reimburse them for, any and all claims, losses, liability, damages, settlements, and/or costs of any type, kind, or nature whatsoever (including reasonable attorney fees and costs) arising out of, based on, as a result of, or in any way in connection with your Subscription, your breach or violation of these Terms or any applicable law or regulation, or any claim that the User Content or any other information or data that you provide to HENYEP CAPITAL MARKETS (DIFC) LIMITEDor use in connection with your Subscription infringes any intellectual property or other proprietary right of any person or entity, including without limitation any access or use, receipt, breach, or infringement by anyone using your account or password.

16. TERM; TERMINATION
These Terms will remain in effect and full force until otherwise replaced or revoked by HENYEP CAPITAL MARKETS (DIFC) LIMITED.

Term. The initial term of your Subscription shall be for a period of one (1) month from the Effective Date, unless sooner terminated in accordance with this Section 18. Your Subscription will automatically renew for successive one (1) month renewal terms as long as you have paid the Subscription Fees and other amounts required hereunder in accordance with Section 3 above.

Termination of Subscription. You may terminate your Subscription at any time by visiting your “Account” page on the Site and disabling the auto renew function, in which case the termination shall be effective as of the end of the then-current monthly term. You may also terminate your Subscription by affirmatively rejecting these Terms as modified in accordance with Section 2 and, in such event, the termination will be effective as of the last day of the period for which Subscription Fees have been paid. HENYEP CAPITAL MARKETS (DIFC) LIMITEDmay terminate your Subscription at any time without cause and, in such event, the termination will be effective as of the last day of the period for which Subscription Fees have been paid.

Without limitation to any of its rights hereunder, HENYEP CAPITAL MARKETS (DIFC) LIMITEDreserves the right to immediately suspend or terminate your Subscription if HENYEP CAPITAL MARKETS (DIFC) LIMITEDdetermines in its sole discretion that you have breached or repudiated (or are at risk of breaching or repudiating) any provision of these Terms, if HENYEP CAPITAL MARKETS (DIFC) LIMITEDis required to do so by law, or if the provision of the Subscription, Site, Software or Services to you by HENYEP CAPITAL MARKETS (DIFC) LIMITEDis, in HENYEP CAPITAL MARKETS (DIFC) LIMITED’s opinion, no longer commercially viable. If HENYEP CAPITAL MARKETS (DIFC) LIMITEDsuspends your account and you fail to remedy the condition underlying such suspension to HENYEP CAPITAL MARKETS (DIFC) LIMITED’s satisfaction within thirty (30) days after HENYEP CAPITAL MARKETS (DIFC) LIMITEDsends you notice of such suspension, your Subscription shall be immediately terminated, without the need for further notice. HENYEP CAPITAL MARKETS (DIFC) LIMITEDshall not be liable to you for any amount (including, without limitation, any refund of Subscription Fees) in the event of any suspension or termination of your Subscription under this Section 15.

Termination or expiration of your Subscription for any reason shall not release either party from any liabilities or obligations set forth in these Terms that (i) the parties have expressly agreed shall survive any such termination or expiration or (ii) remain to be performed or by their nature would be intended to be applicable following any such termination or expiration. These Terms shall survive the expiration or earlier termination of your Subscription.

In the event of any termination or expiration of your Subscription, all of your data related to your Subscription (including any User Content) may be deleted by HENYEP CAPITAL MARKETS (DIFC) LIMITEDfrom any servers or other hardware directly controlled by HENYEP CAPITAL MARKETS (DIFC) LIMITED. It is your responsibility to retain copies or backups of any data (including any User Content) related to your Subscription.
It is not the intention of the parties hereto for these Terms to, and these Terms shall not be deemed to, confer a third party beneficiary right of action upon any third party or entity whatsoever including but not limited to any of your learners or customers, and nothing in these Terms will be construed to confer upon any such third party other than the Parties hereto a right of action under these Terms or otherwise.

17. ADDITIONAL PROVISIONS
ANY RIGHTS NOT EXPRESSLY GRANTED HEREIN ARE RESERVED BY HENYEP CAPITAL MARKETS (DIFC) LIMITED.
Unless otherwise specified herein, all notices under these Terms shall be given via email to the email addresses provided by you during your registration process and to help@HENYEP CAPITAL MARKETS (DIFC) LIMITED.com for HENYEP CAPITAL MARKETS (DIFC) LIMITED. Either party may from time to time change its email address for notification purposes by giving the other prior written notice via email of the new address and the date upon which such new address shall become effective.

No remedy conferred on HENYEP CAPITAL MARKETS (DIFC) LIMITEDby any of the specific provisions of these Terms is intended to be exclusive of any other remedy, and each and every remedy shall be cumulative and shall be additional to every other remedy given hereunder or now or hereafter existing at law or in equity or by statute or otherwise. The election of one or more remedies by HENYEP CAPITAL MARKETS (DIFC) LIMITEDshall not constitute a waiver of the right to pursue other available remedies.

These Terms will be construed in accordance with and governed by the laws of the United States and the State of California, without reference to their rules regarding conflicts of law. You hereby irrevocably consent to the exclusive jurisdiction of the state or federal courts in the county of Santa Clara, California, USA, in all disputes arising out of or related to the use of the Site or the Services. Notwithstanding the foregoing, you acknowledge and agree that HENYEP CAPITAL MARKETS (DIFC) LIMITEDwill be entitled to seek injunctive remedies or an equivalent type of urgent legal relief in any jurisdiction. The Site and the Services are controlled and operated by HENYEP CAPITAL MARKETS (DIFC) LIMITEDfrom its offices in the State of California. HENYEP CAPITAL MARKETS (DIFC) LIMITEDmakes no representation that any of the materials or the services to which you have been given access are available or appropriate for use in other locations. Your Subscription and your use of or access to the Site should not be construed as HENYEP CAPITAL MARKETS (DIFC) LIMITED’s purposefully availing itself of the benefits or privilege of doing business in any state or jurisdiction other than California.

If, for whatever reason, a court of competent jurisdiction finds any term or condition in these Terms to be unenforceable in whole or in part, to the extent not found unenforceable such term or condition and all other terms and conditions will remain unaffected and in full force and effect. No waiver of any breach of any provision of these Terms will constitute a waiver of any prior, concurrent, or subsequent breach of the same or any other provisions hereof, and no waiver will be effective unless made in writing and signed by an authorized representative of the waiving party.

If the provision of the Services by HENYEP CAPITAL MARKETS (DIFC) LIMITEDor the performance of any other obligation of HENYEP CAPITAL MARKETS (DIFC) LIMITEDhereunder is prevented, restricted, or interfered with by reason of fire or other casualty or accident, acts of God, severe weather conditions, strikes or labor disputes, war or other violence, any law, order, proclamation, regulation, ordinance, demand, or requirement of any governmental agency or any other act or condition whatsoever beyond the reasonable control of HENYEP CAPITAL MARKETS (DIFC) LIMITED, HENYEP CAPITAL MARKETS (DIFC) LIMITEDshall be excused from such provision or performance.
Except as specifically authorized, neither party shall have any authority to assume or create obligations on the other party’s behalf. Neither party shall take any action that has the effect of creating the appearance of its having such authority.

You may not assign or delegate any or all of your rights, obligations, and duties under these Terms without the prior written consent of HENYEP CAPITAL MARKETS (DIFC) LIMITED, which may be withheld in HENYEP CAPITAL MARKETS (DIFC) LIMITED’s sole and absolute discretion. These Terms shall inure to the benefit of and be binding on the heirs, legal representatives, successors, and permitted assigns of the parties.
Headings used herein are for reference purposes only and neither limit nor amplify the terms and conditions herein.
These Terms, together with any external documents expressly referenced herein or incorporated herein by reference and/or hyperlink constitutes the entire understanding and agreement between the parties with respect to the subject matter hereof and supersedes any and all prior or contemporaneous oral or written communications with respect hereto, all of which are merged herein.

18. ACKNOWLEDGEMENT
BY USING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND AGREE TO BE BOUND BY THEM.